11 guides

Inheritance Tax

The allowances, the reporting route your estate falls into, and how tax gets paid before the grant is issued.

6 min read

Excepted estates: when you don't need a full IHT account

The excepted estate rules for England & Wales: the three categories, the value limits, and what you report on the probate application instead of an IHT400.

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4 min read

IHT205 or IHT400? What replaced the short form

Why the IHT205 no longer exists for most deaths, what replaced it, and how to decide between reporting an excepted estate and filing a full IHT400.

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5 min read

Claiming a late spouse's unused nil-rate band

How to transfer an unused nil-rate band from a spouse or civil partner who died earlier, the evidence HMRC wants, and the form to use.

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6 min read

The residence nil-rate band, including downsizing

Who qualifies for the residence nil-rate band, the taper, and how the downsizing addition works when the home was sold or swapped before death.

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6 min read

Gifts in the 7 years before death

Which lifetime gifts must be reported for Inheritance Tax, the exemptions that apply, how taper relief really works, and gifts with reservation of benefit.

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5 min read

Paying Inheritance Tax before you have the grant

How to pay Inheritance Tax when the estate's money is locked until probate: the direct payment scheme, instalments, loans and the deadline for interest.

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4 min read

The direct payment scheme: paying IHT from frozen accounts

How the Inheritance Tax direct payment scheme works, which institutions take part, how to complete IHT423 and how long the payment takes.

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5 min read

Paying Inheritance Tax in instalments

Which assets qualify for the ten-year instalment option, how to elect for it, how interest is charged and what happens when the asset is sold.

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5 min read

Income tax during the administration period

The two income tax jobs after a death: settling the deceased's own position to the date of death, and reporting income the estate earns afterwards.

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5 min read

Capital Gains Tax during the administration of an estate

When an estate pays Capital Gains Tax, the estate's annual exempt amount, appropriating assets to beneficiaries, and the 60-day property reporting rule.

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7 min read

Inheritance Tax explained: the nil-rate bands

How the Inheritance Tax nil-rate band, residence nil-rate band and transferable allowances work, with the thresholds and the seven-year gift rule.

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Where this fits in the probate process

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